[Gocamino] Re: use of debit cards

[James Eyskens]

I've used my debit card all over the world without informing my bank and
never had any trouble.  Years ago I was on my way to Europe and phoned
AMEX to tell them I would be using it out of the country and the reply
was somewhat on the order of 'that's nice'.

-----Original Message-----
From: gocamino-bounces at oakapple.net
[mailto:gocamino-bounces at oakapple.net] On Behalf Of Cristina Temenos
Sent: Sunday, February 20, 2005 2:17 PM
To: gocamino at oakapple.net
Subject: [Gocamino] Re: use of debit cards

In addition to Grant's advice, make sure you inform your bank that you
will be using your card overseas.  If you don't some banks will
deactivate the card once it is used outside the country as a measure
against identity theft& fraud, and if this happens the only solution is
to get a new card from your bank (virtually impossible to do while ont
he camino by its nature of time constraints and traveling)
buen camino
cristina

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Today's Topics:

1. Use of Debit Cards (Glenn)
2. RE: Use of Debit Cards (Grant Spangler)


> ATTACHMENT part 3.1 message/rfc822 
From: "Glenn" 
Subject: [Gocamino] Use of Debit Cards
CC: 
Date: Sat, 19 Feb 2005 15:21:51 -0500
To: "Donald Schell" , 

Hello all,

I have a Visa card from my bank that can be used as either a debit or
credit 
card at stores or ATMs in this country. Can I use it as a debit card in 
Spain and have the money taken from my checking account or does it have
to 
be used as a credit card? The reason, of course, is not only do you
avoid 
interest charges, but also (at least with my credit cards) higher 
transaction costs.

Thanks in advance for any advice... Glenn 



> ATTACHMENT part 3.2 message/rfc822 
From: "Grant Spangler" 
Subject: RE: [Gocamino] Use of Debit Cards
CC: 
Date: Sat, 19 Feb 2005 13:58:58 -0800
To: Guha2005 at hotmail.com, GoCamino at oakapple.net

Yes, your Visa debit card can be used in Spain as described. My bank has
an 
ATM/Visa Debit card I carry on the Camino. Works just dandy. Be certain
to 
have a 4 digit, not 6 digit PIN for the card. Set up Internet banking
and 
account access before you go, then you can move money around and pay any

cards whilst on the Road. I stay over the pond for two to four months at
a 
stretch. The only way I can is by paying cards as they come due, never 
paying interest. I recommend American Express Travelers Checks as a
backup, 
and a second credit card in case your Visa dies. Mine did, and I was
happy 
to have an alternative. The magnetic strip went soft, and there was no
more 
ATM money for the kid. Bring half as much stuff and twice as much money
as 
you think you'll need. Then just dive in, and the Road will rise up to
meet 
you.

Have a great journey.


Grant

Grant Spangler
GASpangler at hotmail.com
http://groups.msn.com/ElCaminoSantiago
http://community.webshots.com/user/ElCaminoSantiago



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